UK Dividend Tax Calculator

Estimate income tax on dividend income for 2025/26 — personal allowance, dividend allowance, and dividend tax rates. Optional student loan estimate. For illustration only.

Your details

Total dividends you receive in the tax year (cash from the company).

Undergraduate student loan

Your estimate

Enter your gross annual dividends to see an estimated tax breakdown.

Dividend tax rates (2025/26)

Dividends are taxed in the same band structure as other income (after your personal allowance and dividend allowance). Rates differ from salary tax rates.

BandDividend rate
Dividend allowance0%
Basic8.75%
Higher33.75%
Additional39.35%

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Frequently asked questions

How is dividend tax calculated in the UK for 2025/26?

Dividend income is taxed after your personal allowance is applied (to non-dividend income first, then dividends). A dividend allowance then applies to a slice of dividend income at 0% tax. The rest is taxed at dividend rates (8.75% basic, 33.75% higher, 39.35% additional) depending on which tax band that income falls into when stacked with your other taxable income. This calculator is for England, Wales and Northern Ireland only.

What is the dividend allowance for 2025/26?

The dividend allowance is the amount of dividend income you can receive in a tax year before you pay dividend tax on the next slice. For recent years this has been £500 — this calculator uses £500 for 2025/26. Always confirm the current figure on gov.uk.

Does this calculator include corporation tax?

No. It estimates income tax on dividends you receive as an individual. It does not model company profits, corporation tax, or how much your company can pay as dividends.

Do dividends count for personal allowance tapering?

Yes. Adjusted net income for the personal allowance includes dividend income. If your income exceeds £100,000, your personal allowance may be reduced (taper) until it reaches zero around £125,140 for a standard allowance, subject to your circumstances.

Does this apply to Scotland?

Dividend tax rates are the same across the UK, but if you also have Scottish income tax on earnings, your overall position can differ. This tool focuses on dividend tax with England, Wales & Northern Ireland-style presentation for income tax context.

Official HMRC guidance

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Tax on dividends

How dividend tax and the dividend allowance work on GOV.UK.

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Important disclaimer

This calculator is for illustration and general information only. It does not constitute tax, legal, financial, or professional advice. It estimates income tax on dividends using simplified rules for 2025/26 (including personal allowance tapering, dividend allowance, and dividend tax bands for England, Wales & Northern Ireland context) and optional student loan repayments. It excludes corporation tax, other income sources, payments on account, and many real-world circumstances. Always consult a qualified accountant or tax professional and verify current rates on gov.uk before making decisions. We accept no liability for reliance on this tool.

Personal allowance taper applies from £100,000 adjusted net income (typically to zero by around £125,140 with a full £12,570 allowance).