Blog

Practical guides to UK business expenses, HMRC rules, and tax tips. For general information only β€” not professional advice.

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31 March 2026β€’12 min read

UK Income Tax Rates and Bands 2025/26: What You Actually Pay

Plain-English guide to personal allowance, PAYE bands, Β£100k taper, Class 1 employee NI, and student loan thresholds β€” with a link to our free take-home pay calculator.

Income taxPAYENational Insurance
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22 March 2026β€’12 min read

Self Employed Tax UK 2025/26: Profit, NI, and Payments on Account

Trading allowance, Class 2 & 4 NI, income tax on profit, rough effective rates, and payments on account β€” complements our expenses guide and links to the self employed tax calculator.

Self-employedSelf AssessmentNational Insurance
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10 March 2026β€’10 min read

The Power of Compound Interest: Why Savings Snowball

How compound interest works, why time and frequency matter, EAR vs nominal rates, inflation and real returns β€” plus UK savings tax basics and a link to our free calculator with charts.

SavingsCompound interestInvesting
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8 February 2026β€’10 min read

Is Business Insurance Tax Deductible in the UK?

A practical guide to tax-deductible business insurance premiums. Covers professional indemnity, public liability, employer's liability, and more.

InsuranceHMRCTax deductible
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7 February 2026β€’12 min read

What Expenses Can I Claim as Self-Employed in the UK?

A practical guide to allowable business expenses for self-employed, sole traders, and freelancers. Covers office costs, travel, equipment, and more.

Self-employedHMRCAllowable expenses
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3 February 2026β€’10 min read

Do I Need to Register for VAT? A Simple UK Guide

A plain-English guide to VAT registration in the UK. Covers the current threshold, when you must register, voluntary registration, and what happens next.

VATRegistrationSelf-employed
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31 January 2026β€’10 min read

Working From Home Expenses: What Can You Claim?

A practical guide to claiming working from home expenses in the UK. Covers HMRC simplified expenses, actual costs method, broadband, heating, and more.

Working from homeHMRCHome office
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27 January 2026β€’10 min read

HMRC Mileage Rates 2025/26: What You Can Claim

A plain-English guide to HMRC approved mileage allowance rates. Covers cars, vans, motorcycles, bicycles, and passenger payments.

MileageHMRCAMAP rates
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